Piggyvest

Piggyvest

Save better, earn more

4.5(310K+ reviews)
Founded 2016Lagos, Nigeria

Users

4M+

Rating

4.5/5

Founded

2016

KYC

Required

About Piggyvest

Piggyvest (formerly Piggybank.ng) is Nigeria's most popular savings and investment platform. Since 2016, it has helped over 4 million Nigerians build disciplined saving habits through automated savings, fixed deposits (SafeLock), and investment opportunities.

Features

Auto-save (Piggybank)
Target savings (goals)
SafeLock (fixed deposits)
Flex wallet (instant access)
Invest (agriculture, real estate)
Savings challenges
Group savings
Referral rewards

Fee Structure

transfersFree withdrawal to bank
maintenanceFree
otherEarly withdrawal penalty on Piggybank (N100)
Savings Rate8-13% per annum (SafeLock)

Pros & Cons

Pros

  • Best savings discipline platform
  • Multiple saving modes for different goals
  • Competitive interest rates (8-13%)
  • Strong community and trust
  • Regular payout of returns

Cons

  • Cannot withdraw from Piggybank anytime
  • Investment options carry risk
  • Not a licensed bank
  • Returns not guaranteed on investments

Links

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