VBank
Simple banking for smart people
4.1(35K+ reviews)
Founded 2019Lagos, NigeriaUsers
500K+
Rating
4.1/5
Founded
2019
KYC
Required
About VBank
VBank, powered by VFD Microfinance Bank, offers a clean digital banking experience with competitive savings rates and investment products. Known for its simplicity and relatively high interest rates on deposits.
Features
High-yield savings (up to 20%)
Fixed deposits
Bill payments
Free transfers
Investment options
Debit cards
Fee Structure
| transfers | 5 free/month |
| maintenance | Free |
| Savings Rate | Up to 20% per annum |
Pros & Cons
Pros
- Very high savings rates
- Clean app interface
- Good fixed deposit options
- CBN-licensed microfinance bank
Cons
- Small user base
- Limited features compared to OPay/Kuda
- Fewer free transfers
- Customer support can be slow
Links
User Reviews
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